Rehabilitation

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Rehabilitation Rehabilitation is a program of clinical and vocational services that aids in the restoration or improvement of the insured’s health and functionality. The goal of rehabilitation is the return of a disabled person to work and health. The goal isn’t always return to work. The rehabilitation process is usually geared towards a return to wellness and, to some extent, work readiness. Although there is no denying the health benefits of work, the goal isn’t always returning employees to work. Unlike most other sectors, life insurers do not have a strict obligation to get people back to work. Typically, there are two parts to the average rehabilitation benefit: -One part guarantees that participation in a rehab program will not be considered as a recovery from total disability. This ensures that being active in a rehabilitation or therapy program will not reduce or eliminate benefits. -The other part of the rehabilitation benefit will pay some or all of the costs of the rehab program that are not covered by other means or insurance. A typical comprehensive Rehabilitation Cover:- -The insured person can avail of consultation and/or counselling at a recognised rehabilitation unit. -The medical expenses will be paid towards the reasonable and customary charges for counselling fees, specialist consultation and extended physiotherapy for rehabilitation. Note: The benefit is payable subject to being medically necessary and recommended by the treating medical practitioner. #benewinsurance #insurtech #inclusiveinsurance #insurance #reinsurance #takaful

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