Supplemental Health Statement
Supplemental Health Statement
This form provides the underwriter with additional details about the applicant’s health.
This document contains a series of questions about your overall health, such as if you are a smoker or if you have ever been treated for a medical condition, like cancer or high blood pressure. This information helps your insurer evaluate your life insurance application.
Supplemental Health Statement is a signed statement assuring the company that the policyowner represents the same risk to the company as when the application was first signed.
If for instance your health information is confidential the privacy law would apply strict standards for privacy and confidentiality, as with all or most insurance processes.
At times you may be required to submit additional medical information details explaining your response on the SHS. Once submitted, as some answers may require additional medical information.
Having an existing medical condition you would still be required complete a Statement of Health, which does not disadvantage your eligible for insurance coverage.
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