Workers Compensation

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Workers Compensation A province-administered program that provides benefits to workers who are injured during the course and scope of employment. In a workers’ compensation case, no one party is determined to be at fault. The amount that a claimant receives is not decreased by his/her carelessness, nor increased by an employer’s fault. However, a worker loses his/her right to workers’ compensation if the injury results solely from his or her intoxication from drugs or alcohol, or from the intent to injure him/herself or someone else. There are three main types of benefits under workers Compensation: medical benefits, income benefits, and death benefits, each type is statutorily defined and limited. The limits are set in the law. These benefits can help: -Cover their medical care and medical treatment -Replace most of their lost wages if they take time off from work to recover -Provide disability benefits -Give death benefits, like helping pay for a funeral if they lose their life in a work accident or from a job-related illness Workers’ comp is not the same as unemployment benefits or disability insurance. Workers' compensation plays a vital role in protecting employees by ensuring they receive financial and medical support if they are injured or become ill due to their work. Understanding your rights and responsibilities under workers' compensation can be helpful if you ever experience a work-related injury or illness. #benewinsurance #insurtech #inclusiveinsurance #insurance #reinsurance #takaful

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