Workers Compensation

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Workers Compensation A province-administered program that provides benefits to workers who are injured during the course and scope of employment. In a workers’ compensation case, no one party is determined to be at fault. The amount that a claimant receives is not decreased by his/her carelessness, nor increased by an employer’s fault. However, a worker loses his/her right to workers’ compensation if the injury results solely from his or her intoxication from drugs or alcohol, or from the intent to injure him/herself or someone else. There are three main types of benefits under workers Compensation: medical benefits, income benefits, and death benefits, each type is statutorily defined and limited. The limits are set in the law. These benefits can help: -Cover their medical care and medical treatment -Replace most of their lost wages if they take time off from work to recover -Provide disability benefits -Give death benefits, like helping pay for a funeral if they lose their life in a work accident or from a job-related illness Workers’ comp is not the same as unemployment benefits or disability insurance. #benewinsurance #insurtech #inclusiveinsurance #insurance #reinsurance #takaful

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