Types of Health Insurance

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Types of Health Insurance 1) Health maintenance organizations (HMOs): HMOs give you a local network of participating doctors, hospitals, and other health care professionals and facilities that you are required to choose from. 2) Exclusive provider organizations (EPOs): An EPO offers you a network of participating providers to choose from. Most EPO plans do not include coverage for out-of-network care except in the case of an emergency. 3) Point-of-service (POS) plans: POS plans combine features of HMO and PPO plans. The provider network is typically smaller than a PPO plan and the costs for in-network care are typically lower, like an HMO. 4) Preferred provider organizations (PPOs): PPOs typically offer you a large network of participating providers so you have a lot of doctors, hospitals, and other health care professionals and facilities to choose from. #benewinsurance #insurtech #inclusiveinsurance #insurance #reinsurance #takaful

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