Functional Capacity Exam (FCE)

Functional Capacity Exam (FCE) A series of physical tests given to determine a claimant’s Residual Functional Capacity, to see if they can return to work. It typically tests how well a person can walk, sit, crawl, lift, bend, stand, climb or carry. It can also focus on a specific function, like use of the hands. The tests used show if the worker can resume normal job activities. Functional capacity exams may be used to make an initial determination about how an illness or injury affects your ability to work. Later, the FCE can be used to analyze whether you are able to return to work, and in what capacity. It may be ordered by your attorney or by the workers' comp insurance company. The insurance company will claim an FCE will help it understand your ability to work in any occupation. If the FCE comes back unfavorable, the insurance company will use its results to terminate or deny your claim even if all of your doctors agree you are disabled. FCEs are performed by trained physicians, physical therapists, or chiropractors, depending on your previous injury and claim. These trained medical professionals use their experience in biomechanics to evaluate your movement patterns, such as your ability to walk, bend, and lift and carry objects. #benewinsurance #insurtech #inclusiveinsurance #insurance #reinsurance #takaful