PERSONAL ARTICLES FLOATER

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PERSONAL ARTICLES FLOATER A personal articles floater is an optional add-on insurance policy that provides broader coverage for your valuable personal belongings compared to your standard homeowners or renters insurance. It acts like a safety net for your most cherished and portable items, protecting them against loss or damage even when they are outside your home. For example Jewelry, Fine art, Cameras, Electronics, Musical instruments, Sports equipment, Furs and collectibles, Luggage and its contents. The items are generally listed by description and value. This can be contrasted to the personal effects floater. A personal articles floater can also cover your belongings against a wider range of perils than your standard policy, such as: -Mysterious disappearance -War and terrorism -Accidental breakage -Computer fraud Remember a personal articles floater will increase the cost your overall insurance cost. Also it is important you carefully review the policy's exclusions and limitations to understand what's not covered. Finally make sure the coverage amount is sufficient to replace your valuables if they are lost or damaged. With careful planning and consideration, a personal articles floater can provide valuable peace of mind and protect your most cherished belongings from unexpected loss or damage. #benewinsurance #insurtech #inclusiveinsurance #insurance #reinsurance #takaful

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