Property Damage Uninsured Motorist

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PROPERTY DAMAGE UNINSURED MOTORIST Uninsured/Underinsured Motorist Property Damage (UMPD/UIMPD) is a valuable type of car insurance coverage that protects your vehicle and other personal property if you're hit by a driver who does not have enough insurance (underinsured) or does not have any insurance at all (uninsured) to cover the damage they caused With this coverage, your own insurance company would pay up to the limit of your policy to have your car fixed or replaced. Who is this cover suitable for; -Drivers in areas with high rates of uninsured motorists. -Drivers with expensive cars. -Drivers who want peace of mind. UMPD/UIMPD will typically cover: Repair costs: Covers the cost of repairs to your car or other damaged property after an accident caused by an uninsured or underinsured driver. Replacement costs: If your car is totaled, UMPD/UIMPD can help cover the cost of replacing it with a comparable vehicle. Rental car expenses: May cover the cost of a rental car while your vehicle is being repaired. Towing and storage fees: Can cover the cost of towing your damaged vehicle and storing it securely. Deductible reimbursement: Some policies may reimburse you for your collision deductible if you use your UMPD/UIMPD coverage. Overall, UMPD/UIMPD is a valuable addition to your car insurance policy, especially in areas with a high rate of uninsured drivers. #benewinsurance #insurtech #inclusiveinsurance #insurance #reinsurance #takaful

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