Personal Injury

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PERSONAL INJURY Personal injury law covers legal claims arising from physical or emotional harm caused by the negligence or wrongful conduct of another person or entity. These claims seek compensation for the damages suffered by the injured individual. Here's a breakdown of key aspects: Injury other than bodily injury arising out of false arrest or detention, malicious prosecution, wrongful entry or eviction, libel or slander, or violation of a person’s right to privacy committed other than in the course of advertising, publishing, broadcasting or telecasting. Contrast with Advertising Injury. Grounds to Claim for Personal Injury: 1- Negligence: The most common basis for a personal injury claim. It requires proving that the other party owed you a duty of care, breached that duty, and their breach caused your injury. 2- Intentional torts: Assault, battery, and other intentional acts that cause harm can also lead to personal injury claims. 3- Strict liability: In some cases, even without proving negligence, you may be entitled to compensation if the other party was strictly liable for your injury, such as with product liability cases. Types of damages that may arise as a result of personal injury: -Medical expenses: Past and future costs of medical treatment, medication, rehabilitation, etc. -Lost wages: Income lost due to the injury and future earning capacity impairment. -Pain and suffering: Compensation for physical and emotional pain caused by the injury. -Property damage: Cost of repairing or replacing damaged personal belongings. -Loss of enjoyment of life: Compensation for limitations on activities and experiences due to the injury. However this views are general, and specific laws and procedures may vary depending on your jurisdiction and the circumstances of your case. #benewinsurance #insurtech #inclusiveinsurance #insurance #reinsurance #takaful

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