Communicable Disease Rider

Communicable Disease Rider Most business insurance policies exclude claims related to infectious diseases. A communicable disease rider extends a policy's coverage to fill this gap. What is a communicable disease rider? A communicable disease rider is also called infectious disease insurance. It expands an insurance policy’s scope of coverage to include losses caused by infectious diseases. It may provide blanket coverage for pandemics and other outbreaks, or provide coverage only for a specific disease like COVID-19 or Ebola. To get coverage for business interruptions, liability lawsuits, or property damage due to infectious disease, some providers may let you add a communicable disease rider to your insurance policy when you purchase or renew the policy. It may be difficult or even impossible to add the rider to an active policy. Insureon's partners do not offer this rider, but you may be able to find it through other carriers. Which insurance policies can include communicable disease riders? Communicable disease riders can be found on a variety of business insurance coverage, including business interruption, general liability, and commercial property insurance. The rider covers different liabilities on each policy. #BeNewinsurance #InsurTech #inclusiveinsurance #insurance #reinsurance #takaful #climatechange