Self-reported Symptoms Limitation

Self-reported Symptoms Limitation A self-reported condition is defined as a disability that has been diagnosed based on symptoms like pain and fatigue that a patient has reported but a doctor cannot verify using tests. Disabling conditions that are often considered self-reported include fibromyalgia, chronic fatigue, tinnitus, lupus, headaches, arthritis and Lyme disease. The purpose of a self-reported symptoms limitation is to protect insurance companies from fraudulent claims. These conditions can be difficult to diagnose, and there is no way to objectively measure the severity of the symptoms. As a result, some people may try to claim disability benefits for these conditions even though they are not actually disabled. Unfortunately, some symptoms are self-reported by the claimant that are not easily validated by objective testing. Some policies have a provision limiting coverage (often two years) for disability benefits due to an illness or injury that is based on self-reported symptoms. A self-reported symptoms limitation is designed to limit coverage for those medical conditions that are documented largely by the claimants as self-reported symptoms. If your insurance company denies your claim for disability benefits based on a self-reported symptoms limitation, you may want to consult with an attorney. An attorney can help you to understand your rights and options under the law. #benewinsurance #insurtech #inclusiveinsurance #insurance #reinsurance #takaful

Comments

Popular posts from this blog

Host Liquor Liability vs. Liquor Liability

Business Owner’s Policy

Third-Party Cyber Liability Insurance